If you have gold that you no longer want and would like to sell for quick cash, there are a few things you need to keep in mind before you start looking for a scrap gold buyer.
You may need an appraisal for jewelry
If you are selling old jewelry that is only gold, it is likely to only have value because of its gold content. However, if there are any gems in the jewelry, especially rings and necklaces, you should have an appraisal done. Read More»
In the media, payday loans are often cited as having extraordinarily high annual percentage rates, or APRs. This is true. The average APR on a payday loan often approaches 400%. When you compare that figure to the average APR on a traditional credit card—which is typically lower than 30%—payday loans seem like a losing investment for the borrower.
However, as it often is with statistics, the APR on a payday loan is extremely misleading. Read More»
If you’re a resident of Minnesota and sometimes have trouble floating large expenses that hit between pay periods, you may have already taken advantage of the short-term, high-interest loans offered by payday lending companies. Indeed, these loans are available for nearly any borrower with a job – regardless of credit history – and can provide you with cash in hand the same day you apply for a loan. However, efforts to reform the payday lending industry in Minnesota have placed limitations on these loans that are not often seen in other states. Read More»
There are many situations in which you might need cash fast and standard loan options are out of the question. If you don’t have a credit card and you need an immediate cash influx, then a car title loan might work for you. However, there are a few things about car title loans that you should know about before you run out and get one, like if your car is eligible. Read More»
Owning your own business is a manifestation of the American dream, but it can be difficult to make a dream come true on your own. If you’re planning to apply for business loans with your local banks, here are some tips to help you keep your spirits up and knock them dead.
A Little Debt Is Good For You
You might think it’s best not to have any business debts when you apply for a new loan, but this isn’t always the case. Read More»
