A personal loan is a great way to close the gap between the money that you need right now and what you have. If you’ve been faced with an unexpected expense, you may be thinking about seeking a loan like this from either your bank or another local lender. Before you go too far into the loan shopping process, though, you should understand one of the expenses that you’re likely to encounter. Read More»
When securing financing for a home purchase, two popular options that future homeowners use are a 30-year fixed rate mortgage or a 15-year fixed rate mortgage. If you are not sure which one is best for you, here is some more information about them. 30-Year Mortgage The reason that a 30-year mortgage is so popular among homeowners is that it offers the lowest payments over a longer period of time, making the loan very affordable. Read More»
Discovering that a family member or friend has been arrested can be troublesome. The thought of a loved one spending time in jail causes discomfort for many people, and these individuals often want to help by posting bail. If you have never had to post bail before, then you might feel a little intimidated by the process. Learning about the financial ins and outs of the bail process will help you feel more confident in utilizing the services of a bail bond agency in the future. Read More»
While mortgage rates in general are set by the government, the rates on individual loans vary a bit depending on your credit score and other factors, including your chosen lender. Even a minor difference in your mortgage rate can either cost you or save you a significant amount of money over the life of your loan. For this reason, it pays to put extra effort into securing a lower rate when purchasing a home. Read More»
Mortgage interest rates can have a significant impact on how much of a home you can afford. A simple range of one or two points could mean the difference between tens of thousands of dollars over the life of a loan. Some home buyers may want to wait until mortgage interest rates get lower to purchase a home – but there are really only a few factors that impact these rates: Read More»